Insurance for Campsites & Glamping Sites

Public Liability Insurance for Campsites or Glamping Businesses

Campsite Insurance, also known as holiday/camping or glampsite insurance, is a policy specifically designed to protect the unique risks posed in running a campsite or glamping site.

Our campsite insurance policies cover Public Liability and can be extended to include Employers Liability and Legal Expenses at your site, providing cover for both visitors and any staff you may employ.

Short period cover (3 months/60 days) starts from just £155 including fees and IPT.

Annual £1m public liability insurance from just £211 including fees and IPT.

Annual £2m or £5m public liability insurance cover also available below.

Sites Covered by Public Liability Insurance
Site Types
  • campsites
  • glamping sites
Sites Containing
  • tents
  • touring pitches
  • bell tents
  • log cabins
  • pods
  • shepherds huts
  • yurts
  • other quirky accommodation

If you need cover for structures or contents insurance, please contact us

on 0345 209 4462.

Learn more about campsite & glamp site insurance ➡

Whether you run a business offering camping pods, glamping pods, holiday cabins, lodges, yurts, tipis, shepherds huts, bell tents, campsites or glamping sites – our insurance policies can help protect your business against financial loss or business interruption if you have to close your business premises due to damage arising from a fire, flood or storm.

We understand you have a duty of care to both your visitors and any staff you may employ so our camp insurance policies cover both your Public Liability and Employers Liability at your site.

Our insurance products are flexible, allowing you to increase cover limits for all your equipment including camping pods, yurts, awnings, firepits, tables & chairs whether they are in use or in storage.

If you have a club house, shop or play equipment on site then talk to us to ensure your business is protected against loss, damage or liability claims.

You’ll also receive a free listing on the popular Places to Stay category on thetouristtrail.org giving your campsite additional promotion if you take out extended insurance cover.

Need help?

Call us on 0345 209 4462

Why not extend your Campsite & Glamping Insurance to Cover

Protecting your business against financial loss due to business interruption

Employers Liability and Legal Expenses

Add club house, shop or play equipment insurance to your site

Add cover for structures or contents insurance

Free business listing in Places to Stay on thetouristtrail.org for customers who take out extended insurance cover.

Buy Public Liability Insurance Online

Use this form to buy Public Liability Insurance and extend to include Employers Liability Insurance and/or Legal Expenses Insurance.

GET STARTED

Thank you, we will send your insurance details to you via email shortly.

Glamping & Campsite Cover Details

Online quote and buy is only available for the purchase of Public Liability as well as options for Employers Liability / Legal Expenses.

If you need cover for structures or contents insurance, please contact us on 0345 209 4462.



Tell us which level of insurance you would like:


(Open no more than 60 days in the Period of Insurance)
(Open no more than 60 days in the Period of Insurance)
Unfortunately we are unable to provide a quote under this scheme – please contact us on 0345 209 4462 where we may be able to help you with alternative quote.
Unfortunately we are unable to provide a quote under this scheme – please contact us on 0345 209 4462 where we may be able to help you with alternative quote.

When would you like your insurance to start?

 


Please note: Cover does not start until the application has been received and accepted by The Tourist Trail.

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About the Business

Unfortunately we are unable to provide a quote under this scheme – please contact us on 0345 209 4462 where we may be able to help you with alternative quote.

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Business Details

You need to answer No to all of the undernoted to proceed online. If you cannot, please call us on 0345 209 4462.


Q1. Have you or any director or partner in any business ever:-

- been declared bankrupt or insolvent?

- been convicted of, or is there any prosecution pending for any criminal offence? (excluding motor convictions or offences which are spent under the Rehabilitation of Offenders Act 1974)

- been subject to a County Court Judgment? 

- had an HSE intervention or prosecution or Notice of intended intervention or prosecution?

- had any insurance policies Declined, Terminated, Refused Renewal or Subjected to any Special Terms?

AND

Have you had within the last five years any loses whether insured or not or had any claims made against you (for this or any existing or previous business)?

AND

Has any prosecution, prohibition notice or improvement order been made against you under any Health and Safety legislation during the last 5 years?

Q1. Have you or any director or partner in any business ever:-

- been declared bankrupt or insolvent?
- been convicted of, or is there any prosecution pending for any criminal offence? (excluding motor convictions or offences which are spent under the Rehabilitation of Offenders Act 1974)
- been subject to a County Court Judgment?
- had an HSE intervention or prosecution or Notice of intended intervention or prosecution?
- had any insurance policies Declined, Terminated, Refused Renewal or Subjected to any Special Terms?

AND

Have you had within the last five years any loses whether insured or not or had any claims made against you (for this or any existing or previous business)?

AND

Has any prosecution, prohibition notice or improvement order been made against you under any Health and Safety legislation during the last 5 years?
Because you answered Yes to one or more questions under your Business Details unfortunately we are unable to provide a quote under this scheme – please contact us on 0345 209 4462 where we may be able to help you with alternative quotes.

You need to answer Yes to all of the undernoted to proceed online. If you cannot, please call us on 0345 209 4462.


Health and Safety

Q2. Does the business:-

- keep training records for all staff (including volunteers)

- have an accident report book?

- have staff trained as first aiders with appropriate equipment kept on site?

- have a written Health and Safety Policy in place, which is regularly updated, and are all employees aware of its content?

AND

Are you aware of the requirements of the Health and Safety at Work etc. Act 1974 and do you complete workplace risk assessments in accordance with Section 3 of the Management of Health and Safety at Work Regulations 1999?

Q2. Does the business:-

- keep training records for all staff (including volunteers)
- have an accident report book?
- have staff trained as first aiders with appropriate equipment kept on site?
- have a written Health and Safety Policy in place, which is regularly updated, and are all employees aware of its content?

AND

Are you aware of the requirements of the Health and Safety at Work etc. Act 1974 and do you complete workplace risk assessments in accordance with Section 3 of the Management of Health and Safety at Work Regulations 1999?
Because you answered No to one or more questions under the Health and Safety section unfortunately we are unable to provide a quote under this scheme – please contact us on 0345 209 4462 where we may be able to help you with alternative quotes.

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Goods and Substances

Supply of Goods

You need to answer No to all of the undernoted to proceed online. If you cannot, please call us on 0345 209 4462.


Q1. Does the business:-

Supply any products, or to your knowledge indirectly to USA/Canada?

Import any products, materials or components from EU Countries?

Import any products, materials or components from anywhere else in the world?

Do you enter into any contracts or agreements which may affect your liability under Statute or Common Law?

Q1. Does the business:-

Supply any products, or to your knowledge indirectly to USA/Canada?
Import any products, materials or components from EU Countries?
Import any products, materials or components from anywhere else in the world?
Do you enter into any contracts or agreements which may affect your liability under Statute or Common Law?
Because you answered Yes to one or more questions regarding either the supply or import of goods, or the use or storage of substances, unfortunately we are unable to provide a quote under this scheme – please contact us on 0345 209 4462 where we may be able to help you with alternative quotes.

You need to answer No to all of the undernoted to proceed online. If you cannot, please call us on 0345 209 4462.


Q2. Does your trade or business involve:

The discharge of effluent, fumes or anything of a noxious nature?

Use oxy-acetylene or similar welding or flame cutting equipment, angle grinders, blow lamps or blow torches, flame guns, hot air guns or other heat producing equipment?

Q2. Does your trade or business involve:

The discharge of effluent, fumes or anything of a noxious nature?
Use oxy-acetylene or similar welding or flame cutting equipment, angle grinders, blow lamps or blow torches, flame guns, hot air guns or other heat producing equipment?
Because you answered Yes to one or more questions regarding either the supply or import of goods, or the use or storage of substances, unfortunately we are unable to provide a quote under this scheme – please contact us on 0345 209 4462 where we may be able to help you with alternative quotes.

You need to answer No to all of the undernoted to proceed online. If you cannot, please call us on 0345 209 4462.


Q3. Does your trade or business involve the handling, usage, storage or transport of any of the following:

A) Asbestos or silica or materials containing these substances

B) Isocyanates

C) Dioxins

D) Radioactive substances or other sources of ionising radiations

E) Acids, gases, chemicals, explosives or other toxic, dangerous or waste substances

Q3. Does your trade or business involve the handling, usage, storage or transport of any of the following:

A) Asbestos or silica or materials containing these substances
B) Isocyanates
C) Dioxins
D) Radioactive substances or other sources of ionising radiations
Because you answered Yes to one or more questions regarding either the supply or import of goods, or the use or storage of substances, unfortunately we are unable to provide a quote under this scheme – please contact us on 0345 209 4462 where we may be able to help you with alternative quotes.

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Declaration

Insurance is provided by the Salvation Army General Insurance Corporation [SAGIC] and, if applicable, Arc Legal Assistance Limited [Arc].

I/We consent to SAGIC/Arc and its agents processing any data required to administer this proposal and any resulting insurance.

I/We declare that the above answers, any other information we supply at SAGIC's/Arc's request and this declaration shall be the basis of the contract between me/us and SAGIC/Arc and that to my/our knowledge and belief the above particulars are true and complete in every respect and that no material fact has been suppressed or withheld.

I/We understand that any change in information must be notified immediately and no cover exists until such change has been has been approved by the insurers.



Your Details

Please note – we will email your policy documentation to the email address you provide us with.




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Final cost

The total price is :

Certificate of Employers’ Liability Insurance

(Where required by regulation 5 of the Employers’ Liability (Compulsory Insurance) Regulations 1998, one or more copies of this certificate must be displayed at each place of business at which the Policyholder employs persons covered by the Policy)


Policy Number: HBIS/SAGIC/0007/2022/E

Name of Policyholder: [item-676_value]

Date of Commencement of Insurance: [item-608_value]

Date of Expiry of Insurance: [item-616_value]


  1. the policy to which this certificate relates satisfies the requirements of the relevant law applicable in Great Britain, Northern Ireland, the Isle of Man, the Island of Jersey, the Island of Guernsey and the Island of Alderney, or to offshore installations in territorial waters around Great Britain and its Continental Shelf (b)
  1. the minimum amount of cover provided by this Policy is no less than £5 million (c)


Signed on behalf of:

The Salvation Army General Insurance Corporation


Gordon Dewar

Managing Director


Notes 

  1. Where the employer is a company to which regulation 3(2) of the Regulations applies, the certificate shall state in a prominent place, either that the policy covers the holding company and all its subsidiaries, or that the policy covers the holding company and all its subsidiaries except any specifically excluded by name, or that the policy covers the holding company and only the named subsidiaries.
  2. Specify applicable law as provided for in regulation 4(6) of the Regulations.
  3. See regulation 3(1) of the Regulations and delete whichever of paragraphs 2(a) or 2(b) does not apply.
  4. Where 2(b) is applicable, specify the amount of cover provided by the relevant policy

Combined Commercial Policy Schedule

This Schedule should be read in conjunction with your Commercial Combined Insurance Policy Wording CC POL (03/21)


ENDORSEMENTS/SPECIAL CONDITIONS/CLAUSES WHICH ARE OPERATIVE
ENDORSEMENT/CONDITION/CLAUSEAPPLICABLE TO SECTION
END01EXTERNAL SMOKING CONDITION
It is a condition precedent to liability that smoking will be prohibited throughout the Premises except in specifically designated external areas, and suitable notices to this effect will be displayed in prominent positions. Metal receptacles are to be provided for waste materials and kept at least 2 metres from the Buildings
ALL SECTIONS
END02FIRE EXTINGUISHERS CONDITION
It is a condition precedent to liability that all fire extinguishing appliances must be maintained in full working order and inspected regularly during the currency of this Policy and any defect whether disclosed by such inspection or otherwise be remedied promptly.  Subject to observance of this condition the Policy shall not be invalidated by any defect in any of the Fire Extinguishing Appliances due to any circumstances unknown to or beyond the control of the insured.
ALL SECTIONS
END03POLICY WORDING UPDATES
1/ Under the General Exclusions on Page 9 of Your policy wording the following additional Exclusion is now included:-

Communicable Disease
An outbreak of any human infectious or contagious diseases including but not limited to:-
i. Coronavirus disease (COVID-19), Severe acute respiratory syndrome coronavirus 2 (SARS-CoV-2) and/or any mutant derivative or variations thereof however caused; ii. any communicable disease.

This Exclusion applies to all Sections of Your policy wording.

2/ Under Extension to what is covered under Section H on Page 30 of Your policy wording, i. Murder, Suicide, Disease or Food Poisoning is removed and replaced with:-

i. Murder, Suicide or Food Poisoning
a. Murder or suicide on the premises.
b. Poisoning caused by food or drink provided by you at the premises.
The most we will pay is £5,000 any one claim.

3/ Under Extension to what is covered under Section H on Page 30 of Your policy wording, iv. Bomb Scare and Emergency Action (not applicable to premises in Northern Ireland), the most we will pay for any one claim is reduced to £2,500.
ALL SECTIONS

Combined Commercial Policy Schedule

This Schedule should be read in conjunction with your Commercial Combined Insurance Policy Wording CC POL (03/21)


END04PROPERTY MAINTENANCE CLAUSE
It is a condition precedent to liability that the Insured will:-
i. install and maintain Carbon Monoxide detectors through all individual buildings to be hired out as described in Your Schedule and these are tested before every hire.
ii. all gas canisters when not in use should be stored in a separate lockable steel cage at least 7 meters away from any buildings, and all canisters should be replaced on an annual basis. For the avoidance of doubt “in use” shall mean when connected to a gas appliance for use solely for the period of the hire.
iii. have appropriate fire extinguishers within each individual building that are inspected visually before each hire, they should all be maintained in full working order and inspected annually by a fully qualified person with any defects remedied promptly.
ALL SECTIONS

Summary

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